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Transparency and trust are important to us and we would like to ensure that you fully understand the service that everyday investor provides.

Disclaimer and Website Terms

Through using the everyday investor website, you acknowledge that you understand the following terms and conditions and agree to abide by them.

Definitions The term “everyday investor”, should be considered to cover both everyday investor and all employees, officers and agents of everyday investor. Everyday investor is a trading name of Mr Joshua Hirst.

Investment Value We want you to understand that the price of shares and the value of investments can go down as well as up, and investors may not get back the amount they invested. Past performance cannot be relied upon as a guide to future performance.

Regulation All content provided by everyday investor is provided for educational purposes only. Everyday investor is not a professional financial adviser. No content published by everyday investor should be considered investment advice, or a recommendation or inducement to engage in investment activity. Everyday investor is not regulated by the Financial Conduct Authority. One of our core values is the aspiration to give investors and potential investors the empowerment to make their own decisions about how they manage their money. We expect investors and potential investors to be responsible and make their own investment decisions. You should always carry out your own research and should not rely on the information published on this website. If you need professional advice you should consult a professional independent financial adviser. We do not provide personalised recommendations or advice. We do not provide recommendations on whether to buy or sell shares.

Links The website may include links to other websites and services. Whilst we strive to only link to quality websites, we are not responsible for the content and accuracy of information provided within linked websites. You agree that everyday investor is not liable for any loss or damage arising from your use of any linked websites.

Accuracy At everyday investor we endeavour to ensure that the information we provide is as accurate as possible. However, whilst reasonable care has been taken, the accuracy or completeness of information, sources or any interpretation of them cannot be guaranteed. Likewise, we are not responsible for the accuracy of content published on websites we link to.

Use of material All content published by everyday investor is provided for your personal use only and is provided for private investors for educational purposes, not professional investors. Content published on the website should not be replicated in any way. All content on our website is subject to copyright © everyday investor, all rights reserved.

Liability You agree to indemnify us against all claims, losses, liabilities, damages and expenses (including legal fees) arising out of your use of the website and its content.

Disclosures When we publish content about a particular company we will disclose if the author owns shares in the company at the time the content is published. The authors ownership of a particular company’s shares should not be viewed as a recommendation to buy shares in the company.

We hope this helps you to fully understand our service and that you enjoy using the website. If you have any questions please feel free to drop us a line at contact@everydayinvestor.co.uk.